How to use FNB virtual card online

How to use FNB virtual card online

How to use FNB virtual card online – Hello everybody, in this context, we are now moving ahead to talk about how to use FNB virtual card. We will go to see the complete classifications of the FNB virtual cards. So, let us move through the context and let’s know about the card. So read it till the last.

How to use FNB virtual card online
How to use FNB virtual card online

What is an FNB virtual card?

A digital payment card offered by South Africa’s First National Bank (FNB) is referred to as an FNB virtual card. It can be used for online purchases and other transactions where a physical card presence is not required. It is a unique 16-digit card number that is generated for each transaction.

By using this virtual card, you can make secure online purchases without disclosing the details of your physical card. You can access your FNB virtual card through the FNB app or online banking platform and link it to your FNB account. In addition to saving your actual card information, it is a convenient alternative for online buying because you won’t have to wait for a physical card to arrive in the mail.

How to use FNB virtual card online?

  • Utilise the FNB app or internet banking platform to access your FNB account.
  • Click the “Cards” tab and choose “Virtual Card.”
  • The account you want to utilise for the transaction should be chosen.
  • Make a new virtual card by clicking “Create New Card.” The card will be generated with a special 16-digit number when you submit the transaction amount.
  • The card information should be copied and pasted into the online retailer’s payment form.
  • Verify the transaction’s specifics, then send the payment.

Keep in mind that FNB virtual cards are normally single-use cards, meaning that they cannot be used again after the transaction is over. You will have to create a new virtual card if you need to make another purchase.

How do I use my FNB virtual card at POS?

FNB virtual cards may not be acceptable for usage at actual point-of-sale (POS) terminals because they are made for online transactions only. FNB does, however, provide a physical card that can be used at POS terminals, known as the FNB eWallet Card.

  • If you have an FNB eWallet Card, you can use it at a POS by following these steps:
  • Use the POS machine to swipe or insert your FNB eWallet Card.
  • To authorise the transaction, enter your PIN.
  • The terminal will print a receipt and deduct the specified amount from your eWallet balance if the transaction is accepted.

How can I withdraw money from FNB virtual card?

Unfortunately, since a FNB virtual card is only intended for online transactions, it is not possible to withdraw cash directly from one.

However, you can transfer money from your FNB virtual card to your FNB transactional account and then withdraw the money at an ATM or from a branch if you need to make a withdrawal. The actions below should be followed to transfer money from your virtual card to your transactional account:

  • Utilise the FNB app or internet banking platform to access your FNB account.
  • Click the “Cards” tab and choose “Virtual Card.”
  • Choose the virtual card you want to transfer money from.
  • Select “Transfer Funds” from the menu.
  • Your FNB transactional account should be selected as the beneficiary once you enter the desired transfer amount.
  • Verify the transactional information, then send the transfer request.
  • As soon as the money is moved from your virtual card to your transaction account, it can be withdrawn.

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